Helm isn't a budgeting app. It's an AI that actively manages your money — analyzing your complete financial picture and telling you exactly what to do each week to get out of debt and build wealth.
No credit card required · Cancel anytime
Net Worth
-$12,400
+$840/mo
Monthly Surplus
$320
↑ vs last mo
Total Debt
$34,200
↓ $840 this mo
Cash Runway
47 days
Based on spending
You're making progress. Your Chase Sapphire ($8,200 at 24.99% APR) is costing you $171/mo in interest alone. Pay an extra $400 this week to accelerate payoff by 6 months.
Apps show you what happened. Helm tells you what to do about it.
The average American carries $6,000+ in credit card debt across multiple cards at different rates. You don't know which to pay first.
Spreadsheets, apps, advice columns. You have the tools but not the direction. Nobody tells you exactly what to do.
You're working hard but the money disappears. You can't see where it's going or how to change the pattern.
Helm does the heavy lifting. You just execute the plan.
Securely link your bank accounts and credit cards in minutes. Helm uses bank-level encryption and read-only access.
Our AI maps your complete financial picture — income, expenses, debt, assets — and identifies opportunities immediately.
Every week, Helm tells you exactly what to do: which debt to attack, where to cut, how much to save. Just execute.
Connect every account and credit card. Helm syncs transactions automatically, so your financial picture is always current.
Every Monday, Helm analyzes your finances and delivers a plain-English report with exactly what to do this week.
Helm calculates the optimal debt avalanche order and tells you exactly how much to put where — saving you thousands in interest.
Never miss a payment, promo expiry, or budget overrun. Helm watches everything so you don't have to.
See 90 days into your financial future. Know exactly when you'll hit zero — and what to do about it.
Read-only access to your accounts. We never store your banking credentials — only encrypted access tokens.
Our users save an average of $4,200/year. That's an 86x return on Pro.
Experience the full power of Helm, no credit card required.